Ask Nanci
What questions should I ask before buying a home?
Short Answer
Before buying, ask about the home's age and condition of major systems, the property taxes and insurance, any HOA or condo fees, how long the home has been listed and why, and what the seller will leave behind. Ask yourself the honest questions too, like how the home fits your daily life and your budget for years to come.
Questions about the home itself
Ask how old the roof, HVAC, water heater, and electrical systems are, and whether there are any known issues. The age of major systems can mean real costs down the road.
Ask when major updates were done and whether there are warranties that transfer to you.
Questions about the true monthly cost
Ask for the current property taxes and what they might be after a sale, the homeowners insurance picture, and any HOA or condo fees.
These costs are a large part of your monthly payment in South Florida, so knowing them matters as much as the price.
Questions about the listing and seller
Ask how long the home has been on the market and why. Ask what the seller is including in the sale, from appliances to window treatments.
Ask whether there have been any offers and whether any inspection reports are available to review.
Questions to ask yourself
Ask whether the layout genuinely fits how your family lives, not just today but in the years ahead. Ask whether the commute and neighborhood work for your routines.
Ask yourself honestly whether the payment is comfortable after taxes, insurance, and upkeep, not just on paper.
How Nanci can help
I bring the questions that uncover what a home really costs and how it will fit your life. I help you get answers before you commit, so there are no surprises after closing.
You get a clear picture of both the home and the true cost of owning it.
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