Ask Nanci
Should I use a buyer's agent?
Short Answer
Yes, a buyer's agent represents your interests throughout the purchase: finding homes, arranging showings, negotiating the offer, and protecting you through closing. In Florida, the seller typically pays the commission, so working with a buyer's agent usually costs you nothing out of pocket while giving you an advocate. Going directly to the listing agent means the person you talk to is working for the seller.
What a buyer's agent does
A buyer's agent works for you. They help you find homes, arrange showings, understand neighborhoods, negotiate the price and terms, and guide you through inspections, appraisal, and closing.
From the first search to the final signature, their job is to protect your interests.
How they are paid in Florida
In most Florida purchases, the seller pays the commission out of the sale proceeds, so the buyer's agent is compensated without you writing an extra check.
It is worth confirming how compensation is handled in your specific transaction, but in the common case, representation does not add to your out-of-pocket cost.
The risk of going direct
If you work directly with the listing agent, that agent has a fiduciary duty to the seller, not to you. Their job is to get the best outcome for the seller.
That can mean less leverage for you on price, terms, and the contingencies that protect you.
What you gain with representation
A buyer's agent brings local knowledge, negotiating skill, and an objective read on whether a price is fair. They also catch the details in the contract that can cost you later.
For most buyers, having someone whose only job is protecting them makes the entire process calmer and clearer.
How to choose yours
Look for an agent who listens, knows the neighborhoods you care about, explains things without jargon, and feels comfortable to work with.
The right fit is someone you trust to guide one of the biggest decisions of your life.
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